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Financial Freedom Part 1: Step 1

Note: I am not an accountant, financial advisor, do not work in the bag or anything. I'm just someone who wants to stop living in debt and shares techniques and tips used by many ordinary people with results. Pripio Use at your own risk.)

can see the introduction of this article here.

The first thing to do when you make a plan to tidy up your financial life is to have your goals clearly defined. And every goal must have a start date and end defined. "Pay off my debts before I retire" does not count, sorry. In addition, is vital that your goals are written . Why vital? Well, apparently your little hand writing on a sheet of paper your goals it makes you feel that are tangible, achievable. You can write in a notebook, notepad, napkin! what's important here is that they are written.

Start by listing your goals (dates not think of right now) do not have to be in order of importance, simply enter your financial goals, but try to be clear. Instead of "paying my dues" type "to pay my debt credit card Santander, pay my car completely to Honda and pay my new iphone to Telcel. Take your time, you might take a couple of hours (Or even a couple of days) so you can define exactly what your goals.

Once finished list them all, enter start and completion date next to each goal . Be realistic, but also tries to put challenges (reachable). Some of your goals have a deadline to finish a couple of months from now, some a couple of years and some even decades. Not all of your goals should have the same start date. Since

dates have all your goals pass them in clean, but now sort them by date of onset . If two targets have the same start date, first enter you must have completed first. Done!

This is an example of how it would be your long term goals:

1. debt pay off my credit card Banamex - January 2009 / July 2010. Pay
2. personal loan - January 2009 / January 2011.
3. Gather emergency fund equivalent to 2 weeks pay or - February 2009 / November 2009.
4. Start studying a trade (to decide between cutting / tailoring, welding and air conditioning technician) - August 2009 / Open but not before August 2010.
5. Gather emergency fund equivalent to 1 year's salary - January 2011 / January 2013.
6. have paid my funeral and my mom - January 2012 / January 2013.
   
7. Make my Will - August 2012 / September 2012. Join
   
8. college fund "H" - February 2013 / August 2023.
   
9. Save 50% of my salary for my retirement - February 2013 / My retirement (tentatively in February 2045). Study
10. another race (Veterinary) - August 2015 / August 2020.
11. Having saved enough money to retire at 60 if I so choose in 2040.

Every 6 months, review your goals and pay special attention to those that start within the next six months, and looks flat or searching for information in advance. Delete from your list that already meets the goals and sets new goals in your previous review had not contemplated. Set dates where you think necessary.

To have your goals defined in this way will help you not feel overwhelmed by all the things you know you should do but do not know where to start. Also, how will you achieve your goals if you do not even know well what?

Remember that no one will do this job for you. It's your life and your peace of mind.


Bye!

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